When people travel abroad, the emergency expenses can be very staggering. Especially get injured during the journey, and you need to receive treatment overseas and continue to receive medical care after returning to Hong Kong. Overseas emergency medical care is always one of the most expensive expenses which should be take it seriously.
Customers need to check with the insurance company to find out their travel insurance, should include high-risk sports claims and if there are any restrictions.
Travel insurance is mainly divided into : 1. Single Trip Insurance, & 2. Annual Trip Insurance. Though the coverage of the two is similar, Annual Trip Insurance cost approximately 6 to 7 times of Single Trip Insurance. Thus, for those who travel frequently or on business, they should purchase single trip insurance before each departure. Annual trip insurance will be more cost-effective and affordable. convenient.
Most travel insurance plans cover the following protection:
- Medical Expense
- Individual Accidents
- Cell phone protection
- Travelling delay
- Luggage lost
- High risk Sports
